alrite, so i usually dont post here cuz i tend to let things slide alot...but this is just pissing me off.
So i deposited a check for 500 sometime last week....because i got my first credit card recently, and thus have a new/non-existant credit history, the checks dont go into my account rite away. i have to wait 5 business days for the total amount to clear. Now this was never a problem before i had a credit card, but whatever. So here i am, a full 7 days (and probably more) after i deposited my check, but when i try to withdraw cash from the atm machine, it says i have insufficient funds. ok...i check my balance. 400 dollars. try to withdraw again...insufficient funds.
So i figure i'll go to the bank and see why that's happening (this is before i knew about the 5 business day holding period). The lady at the bank tells me its cuz they have to verify the checks, and it takes 5 business days.....hmm, i could've sworn its been 5 business days since i deposited. oh well....she says by 6 pm tonite it'll be verified and i can take out some money.....alrite, i can wait a few hours.
6:30 rolls around, and i figure i'll go do some shoppign since they money will be accessible now....i go to the local fortino's, get what i need, go to pay with my debit card.....*beep* insufficient funds.
check my watch. 7:20. try again,
*beep* insufficient funds.
WHAT THE FUCK!!! so now i gotta go back to the bank and find out why the fuck i can't take out my own money, which the even machine shows i clearly have. I dont get my student loan for another week or so, so im pretty much flat fuckign broke because the bank is fucking with me. i had to buy 17 dollars with of groceries with my god damn credit card......which is apparenty the cause of all this 5-business day verification shit anyway. hows that for fucking irony.