I don't regret focusing on Skill anymore, the middle was tough (the Crucible beyond frustrating) but it worked out in the end. I got up to/past ranks three in both Speed and Accuracy, and with the ability to pick a specific target spot (including head), I am utterly lethal with any firearm. Bandit swarms are left to headless stumps in short order thanks to a quality Blunderbuss. With a revolver, I can hit a guy 5 times in the head before he hits the ground.

I'm still weak when most things get in real close though. They just usually don't make it there